Small Businesses

Get capital with confidence.

Getting a loan can be tough. BetaScore cuts through the confusion with AI-powered insights that match your business to the perfect financing option. We analyze your data, simplify complex terms, and guide you to approval—turning uncertainty into opportunity.

Universal Business Score

Traditional credit scores don't tell your story—we do.

Get a BetaScore based on your business data, and open the door to new funding opportunities.

  • Based on balance sheet, income statement, cash flow statement
  • Greater insight into your financial health
  • No black box, transparent scoring tiers
A business report that identifies factors that contribute to financial health, such as terms of existing loans and percentile rank within your industry.

AI-Powered Insights

Unlock the power of your data.

Our AI analyzes your business performance, providing clear, actionable insights to drive smarter decisions and accelerate growth.

  • Understand what lenders are looking for
  • Organize your financials
  • Get actionable insights 

SOC 2 Compliance

Customer data is protected with best-practice security and strict privacy policies.

Learn about Security & Privacy

Loan and Lender Matching

Smart loans, strong growth

Lenders come to BetaScore to find creditworthy businesses like yours.

  • Find the best loan rates and terms 
  • Opt in to get matched with lenders
  • Prepare a winning loan application

Transparent

Insights into your business, and how lenders see you.

Fair

A full credit picture based on facts about your business, nothing more.

Free

It’s our mission to give small businesses the opportunity to thrive.