Most small businesses lack a credit score, leaving them invisible to banks. Lenders rely on your personal credit, which doesn't truly reflect your business's financial health. This leads to higher interest rates or outright rejections. BetaScore changes that. It’s the modern, accurate business credit score, designed to give every small business a fair shot.
Most small businesses do not have a credit score due to how traditional credit bureaus operate. We’ve reimagined the process, generating a BetaScore based on actual business information directly from you. No matter how long you've been in business, we can provide a BetaScore tailored to your company. The power of business growth through access to capital is now firmly in your hands.
We understand that gathering loan application information can be a headache. That’s why our platform is designed to make it easier, offering instant feedback on what is required and flagging potential issues early. The more information we gather about your business’s financial health, the more confident we are in your BetaScore and your creditworthiness. Don’t go it alone—we help you organize the complex information that lenders require, saving you time and reducing stress.
Choosing the right loan and lender can be daunting. How much should you borrow? What terms are fair? Our platform helps you navigate these decisions with tailored suggestions specific to your business needs. We offer transparent information that helps you compare loan options and understand what works best for your growth, giving you confidence in making financial decisions that will benefit your business.
Our AI-powered platform offers clear, detailed explanations of your BetaScore, helping you understand your business's financial standing and how to improve it. Traditional credit reports are complex and often inaccessible, but BetaScore is different. It’s free, available online, and universally sharable with whomever you choose. Our goal is to empower you with the knowledge and tools needed to help your business grow and succeed.